SIP gives farmers more financial choice
Subsistence farmers have land, but they don't have enough capital to invest in it to become small scale farmers. To address this challenge, we developed the Secured Income Program (SIP). We calculated how much a well-managed hectare of moringa oleifera could produce per year and divided the farmer's potential revenue into 12 monthly payments.
Farmers who work with Raintree Farms start getting paid immediately. They don't have to wait until harvest. Once the leaves are ready, a Raintree Farms team simply comes and harvests (a minimum of five harvests a year). SIP provides farmers with a lot more financial flexibility. They can choose to hire additional labor to help tend the fields or invest the money elsewhere and tend the fields themselves.